Mortgage Resource Center
Renaissance Community Loan Fund is on a mission to help more Mississippians get mortgage-ready and purchase their own homes. The resources on this page will help you learn more about the mortgage process and provide some next steps to take on your journey to home ownership.
Start the Mortgage Process
Educational and Technical Resources for Home Buyers
The following Mortgage Resources are produced by Renaissance Community Loan Fund and are free to registered users of the website. Register as a user by clicking on any of the materials below and submitting your information.
Mortgage 101
Mortgage Glossary
A mortgage is an agreement between you and your lender to borrow money in order to purchase a home. The process of buying a home can be complex, and you may come across some unfamiliar terms. Download our Mortgage 101 Glossary to familiarize yourself with these words.
Mortgage Glossary (PDF)Frequently Asked Questions
Download our FAQ that answers frequently asked questions about mortgages and the process of obtaining a mortgage through Renaissance Community Loan Fund.
Mortgage FAQ (PDF)How to Create a Successful Budget
Understanding Credit Basics
How Does our Homebuyer Program Work?
Cómo funciona el programa para compradores de vivienda de Renaissance?
Personal Budget and Credit Analysis
The following video tutorials can help you learn more about financial planning, how to budget your money, and how credit and credit scores work.
How to Budget: Itemize
How to Budget: Yearly Budgets
Personal Credit Analysis: Part I
Personal Credit Analysis: Part II
Personal Budget FAQs
Credit FAQs
Personal Financial Worksheets & Forms
Use the Personal Budget Planner worksheet to plan your monthly and annual expenses.
Personal Budget Planner – Itemized Annual Worksheet (PDF)The Personal Financial Statement form is a Renaissance Community Loan Fund form that must be submitted with mortgage loan applications.
Personal Financial Statement (PDF)Mortgage Calculator
Loan Amount
$1,500
Your Estimated Monthly Payment
| Principal & Interest | |
| Property Tax | |
| Insurance |
Ready to Buy a Home with a Loan from Renaissance Community Loan Fund?
If you’re ready to buy a home and don’t know where to start, RCLF is here to help.
Learn more about our mortgage options by clicking the button below!
Homebuyer & Financial Education Classes
Renaissance Community Loan Fund is on a mission to help the people of Mississippi and Alabama get mortgage-ready and purchase their own homes. These free classes will help you learn more about the mortgage process and provide some next steps to take on your journey to home ownership.-
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