Home Improvement
Make the home improvements and repairs you need with a Home Improvement loan from Renaissance Community Loan Fund.
RCLF is currently out of funds for Home Improvement Loans. We will update this page once funds are available again. We are sorry for any inconvenience. Please call 228-896-3386 if you have any questions.
Submit a Home Improvement Loan InquiryHome Improvement Loans from Renaissance Community Loan Fund
If you need to make certain home repairs, a home improvement loan with RCLF allows you to finance up to 100% of the renovation costs. We offer a variety of home loan options so you can make the necessary improvements or repairs without using all of your savings or getting into a risky financial situation.
Home Improvement Loan Uses
Use your Home Improvement Loan from Renaissance Community Loan Fund for almost any project that improves your home and makes it a better place to life. This includes loans for:
Appliance Financing
Install new and energy efficient appliances in your home, including:
– Refrigerators
– Washers & Dryers
– Stoves & Ovens
– Air Conditioning
Home Remodels
Is your home getting old? It may be time to replace the roof or remodel the kitchen and bathroom.
Home Additions
If you’ve outgrown your home, consider a home addition instead of moving. Add value AND additional square footage. Imagine a new sunroom, porch addition, or enough bathrooms for everyone!
ADA Accessibility
Make changes to accommodate for the people with special needs like a modern wheelchair ramp.
*Renaissance Community Loan Fund is currently out of funds for Home Improvement Loans. We will update this page once funds are available again. We are sorry for any inconvenience. Please call 228-896-3386 if you have any questions.
Submit a Home Improvement Loan Inquiry to Get Started
If you’re interested in a Home Improvement Loan with Renaissance, you can get started by:
- Calling us directly at (228) 896-3386. Ask to speak with a mortgage originator about a home improvement loan.
- For more information or answers to any questions you have about our Home Improvement Loans, please email us at homeimprovement@rclfms.com.
- Submit the Home Improvement Loan inquiry form above.
Tips for Hiring a Contractor for Your Home Improvements
Be safe when you hire a contractor for your home. Below are some questions to ask a potential contractor during process.
What to ask before the site visit:
- Are you licensed and insured?
- Do you offer free onsite estimates?
- How long have you been in business?
- Do you do the work yourself or do you employ subcontractors?
- Do you warranty your work?
- Do you offer a written contract?
- Ask for local references from past customers that you can speak with.
What to ask after the site visit:
- What brands of materials will be used and why?
- How soon can you start, and when will the project be complete?
- Be sure the cost of labor, materials, and any other expenses are included in a written bid.
What to ask about warranties:
- What is your warranty on workmanship? Is there a manufacturer’s warranty?
- Are there any actions or exceptions that could possibly void the warranty?
- Is it a prorated warranty or does it cover 100% for the full term?
Search for qualified contractors here:
TIP: A contractor’s warranty should cover workmanship, installation and related issues. The manufacturer’s warranty should cover materials and manufacturing defects.
