Transforming Lives & Communities in Mississippi and Alabama

RCLF is on a mission to empower people with the skills, information, and lending services they need to become successful home and business owners. RCLF offers home and business loans with a dedicated team of housing counselors and business coaches to help clients along their journey to home or business ownership. We are dedicated to helping residents in Mississippi and Alabama turn their dreams into reality!

Home Loans

RCLF is committed to helping residents of Mississippi and Alabama achieve the dream of homeownership with a variety of mortgage options and down payment assistance programs.

Business Loans

RCLF is dedicated to helping entrepreneurs and small business owners turn their dreams into reality with flexible business loan options proudly available across Mississippi and Alabama.

Resources

RCLF provides free resources to help Mississippi and Alabama residents reach their goals — from homeownership classes and counseling to expert business coaching and training with COMPASS.

Home Loans

If you are a first time homeowner, interested in refinancing, or need additional funds to make home improvements, we have a loan option and resources that can work for you.

See Our Home Loans

Start the Mortgage Process

Small Business Loans

When you take out a loan with RCLF to launch or expand your small business, you want a lender focused on your success. RCLF provides one-on-one business coaching and financial education to help our borrowers succeed personally and as business owners.

See Our Business Loans

START THE LOAN PROCESS

The RCLF Story

In the wake of hurricane Katrina, the South Mississippi community came together to establish a nonprofit focused on redevelopment. In the years since, RCLF has continued to expand its mission and programs by becoming a CDFI and SBA lender for for the entire state of Mississippi and Alabama.

Read Our Story